DADADEL
A US couple was owed over $2,000 by Bank of America. Despite their efforts to claim it, the bank ignored them. Realizing their only option was revenge, they decided to beat the bank at its own game.
Warren and Maureen Nyerges, residents of Naples, Florida, faced a harrowing ordeal when Bank of America unjustly pursued foreclosure on their property—a home situated in the Golden Gate Estates area. Despite purchasing the house outright with cash and owning it debt-free, the bank initiated foreclosure proceedings in an egregious error.
The following year after completing the cash transaction for the property, the Nyerges received notice of impending foreclosure from Bank of America—an evident mistake. Regrettably, the bank proved uncooperative in rectifying its error, compelling the couple to take proactive measures to safeguard their Collier County residence from being seized.
The Nyergeses, despite purchasing their home outright, faced foreclosure after the bank’s actions. Frustrated by the lack of progress through managerial channels, the Florida couple resorted to legal action.
Unfortunately, it took a year and a half for the foreclosure threat to dissipate, causing considerable distress. Seeking restitution, the Nyergeses pursued compensation, which the judge granted. Bank of America was mandated to cover the couple’s $2,534 legal expenses, as reported by CBS News. However, their ordeal with the bank was far from over.
After five months, the banking giant still hadn’t paid the couple the money they were awarded in court. Todd Allen, the couple’s lawyer, took action to flip the script on Bank of America, and the outcome was remarkable.
Arriving with police and moving vans, the couple and their lawyer initiated a legal seizure of the corporation’s assets at Bank of America. They straightforwardly demanded payment or the forfeiture of possessions. Allen clarified, “I instructed the deputy to go in and take desks, computers, copiers, and filing cabinets, including cash in the drawers.”
As the bank supervisor, visibly shaken, scrambled for a solution, Allen found himself locked out of the bank manager’s office. Vowing to leave with either furniture or restitution, his determination proved fruitful. NPR reported his success, and within an hour, the couple received their check.
Reflecting on the intense moment, Allen shared, “Having two Sheriff’s deputies sitting across your desk, and a lawyer standing behind them, demanding whatever assets are in the bank can be intimidating. But, so is having your home foreclosed on when it wasn’t right.” The ordeal highlighted the intimidating nature of such confrontations, but also the stakes involved when facing financial injustice.
Bank of America eventually compensated the couple, thus no assets were seized. The bank apologized for the payment delay, citing an inactive attorney receiving the request. However, many find this excuse lacking, given the bank’s usual standards for debtors.
The couple’s attorney remarked on banks’ negligence in foreclosure processes, dubbing the outcome “sweet justice.“ Few would dispute his sentiment.
